Comprehensive

Singapore

Legislation

Payment Services Act 2019 (amended 2024)

Authority

MAS

Effective

January 28, 2020

Overview

Asia's most mature stablecoin framework

The big picture: Singapore regulates stablecoins under the Payment Services Act (PSA), with MAS finalizing a dedicated Single-Currency Stablecoin (SCS) framework in August 2023.

  • SCS covers stablecoins pegged to the SGD or any G10 currency
  • Reserves must be held in cash, government securities, or central bank deposits denominated in the peg currency
  • Custodians must be located in Singapore or qualifying jurisdictions
  • Compliant tokens may carry a "MAS-regulated" label — a trust signal for institutional adoption

Between the lines: Singapore's regime stands out for its clarity on cross-border interoperability.

  • MAS participates in Project Dunbar (multi-CBDC settlement)
  • Active in the FATF Travel Rule working group
  • Bilateral digital asset agreements with Japan, Switzerland, and the UK

Coming Soon

Detailed regulatory analysis

In-depth coverage of this jurisdiction's stablecoin framework is being developed for a dedicated satellite site in the Atlas network.

Back to Atlas →